Thanks to groundbreaking advancements in reproductive technology, the global success rates of in vitro fertilization (IVF) have reached new heights offering more individuals and couples a promising path to parenthood.
With the growing recognition of IVF as an essential medical service, select international insurers now offer coverage for fertility treatments in Kenya, making this advanced reproductive care more accessible.
This article highlights leading IVF specialists and centres that accept insurance, offering individuals and couples an alternative financial plan to fertility care.
By choosing an IVF centre that partners with global insurers, patients can focus on their fertility journey with greater peace of mind and assurance in the quality of care they receive.
IVF Specialists and Centres Accepting Insurance in Kenya

Victoria IVF & Fertility Centre
Victoria IVF & Fertility Centre is a state-of-the-art fertility clinic located in Nairobi. The centre offers a wide range of fertility services to couples facing infertility challenges.
Their treatments include in vitro fertilization (IVF), intrauterine insemination (IUI), pre-implantation genetic diagnosis (PGD), and gender selection services.
Notably, Victoria IVF is the only clinic in Kenya that provides PGD/PGS services, enabling the identification and selection of embryos free from genetic abnormalities prior to implantation.
The clinic is equipped with cutting-edge facilities and staffed by a team of highly skilled fertility specialists and the leading embryologist in Kenya.
Victoria IVF, led by Dr. Ruchik Sarvaiya, a highly respected IVF specialist in Nairobi, is dedicated to providing exceptional, patient-focused fertility care.
Under Dr. Ruchik’s expertise, every patient receives a personalized treatment plan tailored to their unique fertility needs, ensuring the highest chance of success.
With a deeply compassionate and patient-centric approach, Dr. Ruchik prioritizes both medical excellence and emotional well-being, guiding individuals and couples through every step of their fertility journey.
His commitment to cutting-edge treatments, advanced technology, and individualized care ensures that each patient experiences the best possible fertility treatment in a supportive and reassuring environment.
Insurance Accepted at Victoria IVF & Fertility Centre:
- Cigna
- Bupa
- Kenya Revenue Authority (KRA) staff insurance
- Kenya Airports Authority (KAA) staff insurance

Dr Praful S. Patel – 3rd Park Hospital
Dr Praful S. Patel is a Consultant Obstetrician and Gynaecologist with 40+ years of experience. He is a sub-specialist in reproductive medicine and surgery based in the 3rd Park Hospital’s fertility centre in Nairobi, Kenya.
Dr Patel has a particular interest in assisted reproduction and fertility preservation and is currently the clinical lead of the IVF unit at 3rd Park Hospital.
He has served as a senior lecturer at the Aga Khan University in Nairobi and as the treasurer of the Kenya Fertility Society. He is also a member of the European Society of Human Reproduction and Embryology (ESHRE).
Insurance Accepted at 3rd Park Hospital:
- Cigna Healthcare
- Allianz Insurance
- GBG Insurance
- AXA Insurance
- MSH International
- Aetna Insurance
- International SOS
- April International
- NOW Health International
- Bupa Insurance
- Unisure Insurance
Steps to Check If Your Insurance Covers IVF
- Review Your Health Insurance Policy: Examine your policy documents to determine if fertility treatments, including IVF, are covered.
- Contact Your Insurance Provider: Reach out to your insurer for detailed information regarding IVF benefits and any associated conditions.
- Obtain Pre-Authorization: Some insurers require pre-approval or referrals before commencing treatment. Ensure all necessary authorizations are secured.
- Confirm with the IVF Centre: Verify that your chosen fertility clinic accepts your insurance plan to facilitate seamless billing and minimize out-of-pocket expenses.

What Your Insurer Should Inform You About IVF Coverage
- Scope of Coverage: Clarify which aspects of IVF are covered, such as consultations, fertility medications, embryo freezing, and the number of cycles permitted.
- Limitations and Exclusions: Understand any restrictions, including caps on the number of cycles, specific eligibility criteria, or waiting periods.
- Billing Procedures: Ascertain whether the insurer offers direct billing arrangements with the clinic or if you will need to pay upfront and seek reimbursement.
Navigating the intersection of IVF treatments and insurance coverage can be complex. However, with the right information and support, you can make informed decisions that align with your family-building goals.
By choosing reputable fertility centres like 3rd Park Hospital and Victoria IVF & Fertility Centre, which collaborate with various international insurers, you are well-positioned to embark on a successful fertility journey.

How My 1Health Connects You to IVF Centres in Kenya That Accept Insurance
- Initial Inquiry – Reach out to My 1Health with questions about IVF treatment and insurance coverage.
- Insurance Verification - A patient support specialist will reach out to your chosen centre to determine whether they take insurance under which you are covered in for fertility treatment.
- Consultation Booking – My 1Health schedules an appointment with a fertility specialist at the selected centre.
- Treatment Coordination – The patient undergoes the IVF process with expert guidance while My 1Health ensures smooth coordination between the hospital and the insurer.
- Ongoing Support – My 1Health provides continuous assistance, including follow-ups and additional medical facilitation if needed.